Live-in help versus on-demand: the honest total-cost comparison
The traditional UAE answer to housework is sponsoring a full-time domestic worker. The visible costs are salary and visa, but the true annual figure adds mandatory medical insurance, accommodation and food, a return flight, end-of-service gratuity accrual, and agency fees amortised over the contract. Counted honestly, a live-in commonly costs AED 30,000–60,000 per year — far above the salary line most people quote at dinner parties.
The middle band is where households misjudge. The common error is sponsoring a full-time worker to cover a part-time cleaning need because the salary alone looked comparable to a cleaning package. Salary alone is not the cost. Run the full number for your actual hours before taking on a two-year sponsorship obligation, because exiting early has costs of its own.