Buying a large package at the first session
Prepaying twenty sessions before anyone has properly assessed you inverts the clinical logic: the treatment plan should determine the session count, not the sales target. Reasonable packages exist, but commit only after the assessment, and prefer arrangements where payment and scheduling are tracked rather than handed over in cash.
Treating red-flag symptoms as physio problems
Back pain with groin numbness or bladder changes, night pain with weight loss, post-surgical calf swelling and heat, or a hot joint with fever all need a doctor before a physiotherapist.
Sorting insurance paperwork after treatment instead of before
Insurers reject physiotherapy claims for missing referrals and absent pre-approvals more than for any clinical reason. Reconstructing a referral chain months later, for treatment already delivered, rarely succeeds. Get the referral, the pre-approval reference and properly coded invoices as you go, and keep them together.